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IMPORTANT INFORMATION FOR STOCKHOLDERS On November 30, 2007, Virginia Savings Bancorp, Inc., a Virginia corporation, (“the Company”) became the holding company for Virginia Savings Bank, FSB (“the Bank”) Effective that date, the owners of the Bank’s common stock became shareholders of the Company with the same rights and privileges that they had as shareholders of the Bank. The Company’s common stock is not traded on a listed exchange nor does the Company use a market maker to promote sales of its stock. For the convenience of interested parties, the Company maintains a list of persons interested in purchasing our common stock that is provided to shareholders who are interested in selling their stock. The Company does not participate in these negotiations, set a price for the stock, or in any other manner participate in these stock sales. Sellers must report the sale by sending the stock certificates for the shares they are selling to us so that we can effect the transfer of share ownership in our records and issue a new stock certificate to the purchaser. Sellers must provide the transfer information required on the back of the stock certificates including the purchasers name(s), form of ownership, address, and social security number. Effective for stock transfers dated on or after December 1, 2007, all stock certificates presented for transfer must bear a Medallion Signature Guarantee. The Bank is a participant in the Medallion Signature Guarantee program, as are most financial institutions, and provides this service free of charge to the Company’s shareholders. We are instituting this change for your protection as a safeguard against fraudulent transfers by unauthorized persons. Important Notice Regarding the Availability of Proxy Materials for the Shareholder Meeting to be held on July 23, 2009 The 2008 Annual Report to Shareholders, Proxy Statement for the 2009 Annual Meeting of Shareholders and form of Proxy relating to the Annual Meeting are available on the links immediately below this notice: REPORTS OF BENEFICIAL OWNERSHIP Reports of beneficial ownership filed on SEC Forms 3, 4 or 5 are provided here for your information. These reports are required for all common stock transactions by officers, directors and persons who are beneficial owners of 10% or more of the Bank’s common stock. Click on the links below to view these reports.
All Filings are provided in Adobe Acrobat PDF Format. You can download Acrobat for free from the Adobe web site using this link:
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